ROPA vs. ROPOA: Is There a Difference?
The Banker’s Lingo. You will see two terms used interchangeably in auction catalogs: It’s All “Acquired Assets” Functionally, for you (the buyer), they are the same. They refer to assets the bank took back as payment for loans. Both carry the 150% Risk Weight under Basel III, which is why banks are motivated to sell […]
The Banker’s Lingo. You will see two terms used interchangeably in auction catalogs: ROPA: Real and Other Properties Acquired. ROPOA: Real and Other Properties Owned or Acquired. It’s All “Acquired Assets” Functionally, for you (the buyer), they are the same . They refer to assets the bank took back as payment for loans. Both carry the 150% Risk Weight under Basel III, which is why banks are motivated to sell them to you. Don’t get hung up on the extra “O”. Just focus on the price.
